Personal credit
Make your dreams and your family's dreams come true
with our preferential and competitive interest rate package
with our preferential and competitive interest rate package
Home loans
An opportunity to own your dream home and enjoy a stable life with VRB’s preferential interest rate policy
Preferential interest rates
Simple procedures
Flexible policies
Individual business loans
Proactively secure funding and expand your business with VRB’s preferential products
Preferential interest rates
Simple procedures
Flexible collateral options
Consumer loans secured by real estate
Quickly meet your personal spending needs
Preferential interest rates
Flexible loan tenors tailored to individual needs (Up to 120 months)
Simple procedures; meeting a wide range of consumer financing needs
Car loans for individual customers
Own the car of choice and enjoy every journey with VRB
Preferential interest rates
Flexible loan tenors tailored to individual needs (Up to 84 months)
Simple procedures
Secured overdraft facility for individual customers
Manage your spending proactively and meet financial needs promptly with VRB
Preferential interest rates
Credit limit tenor of up to 12 months
Flexible limit usage according to demand
Loans secured by pledging valuable papers / deposit balances / savings passbooks
Proactively access funds and maximize the value of your deposits with flexible lending solutions from VRB
Leverage deposit value to meet financing needs
Loan amount of up to 100% of the appraised value of the collateral
Flexible loan tenor based on the remaining term of the collateral
Study abroad loans
Supporting international education journeys with proactive financial solutions for the future
Financing for a wide range of expenses throughout the study abroad journey
Loan amount of up to 100% of the financing needs
Flexible disbursement aligned with the payment schedule
Loans for refinancing at other credit institutions
Transfer existing loans to VRB – take control of finances and continue financial plans
Support for repayment of loans at other banks
Loan limits aligned with financing needs and collateral value
Flexible loan tenors and repayment methods based on financial capacity
Discounting of valuable papers for individual customers
Proactively access funds from valuable papers before maturity with flexible discounting solutions from VRB
Leverage the value of valuable papers before maturity to meet financing needs
Applicable to a wide range of valuable papers issued by VRB, BIDV, the Government, and the State Bank of Vietnam (SBV)
Flexible discounting methods and tenors
Home loans
An opportunity to own your dream home and enjoy a stable life with VRB’s preferential interest rate policy
Preferential interest rates
Simple procedures
Flexible policies
Individual business loans
Proactively secure funding and expand your business with VRB’s preferential products
Preferential interest rates
Simple procedures
Flexible collateral options
Consumer loans secured by real estate
Quickly meet your personal spending needs
Preferential interest rates
Flexible loan tenors tailored to individual needs (Up to 120 months)
Simple procedures; meeting a wide range of consumer financing needs
Car loans for individual customers
Own the car of choice and enjoy every journey with VRB
Preferential interest rates
Flexible loan tenors tailored to individual needs (Up to 84 months)
Simple procedures
Secured overdraft facility for individual customers
Manage your spending proactively and meet financial needs promptly with VRB
Preferential interest rates
Credit limit tenor of up to 12 months
Flexible limit usage according to demand
Loans secured by pledging valuable papers / deposit balances / savings passbooks
Proactively access funds and maximize the value of your deposits with flexible lending solutions from VRB
Leverage deposit value to meet financing needs
Loan amount of up to 100% of the appraised value of the collateral
Flexible loan tenor based on the remaining term of the collateral
Study abroad loans
Supporting international education journeys with proactive financial solutions for the future
Financing for a wide range of expenses throughout the study abroad journey
Loan amount of up to 100% of the financing needs
Flexible disbursement aligned with the payment schedule
Loans for refinancing at other credit institutions
Transfer existing loans to VRB – take control of finances and continue financial plans
Support for repayment of loans at other banks
Loan limits aligned with financing needs and collateral value
Flexible loan tenors and repayment methods based on financial capacity
Discounting of valuable papers for individual customers
Proactively access funds from valuable papers before maturity with flexible discounting solutions from VRB
Leverage the value of valuable papers before maturity to meet financing needs
Applicable to a wide range of valuable papers issued by VRB, BIDV, the Government, and the State Bank of Vietnam (SBV)
Flexible discounting methods and tenors
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