Study abroad loans
Supporting international education journeys with proactive financial solutions for the future
Financing for a wide range of expenses: Tuition fees, travel/accommodation expenses overseas, insurance, visa/passport fees, language courses, and other reasonable expenses
Flexible disbursement options: Single or multiple disbursements to align with the payment schedule for expenses throughout the study period
Diverse collateral options: Houses, land, Savings Passbooks/Valuable Papers/Deposit Balances, automobiles, and other assets in accordance with VRB’s regulationsProduct information
Target customers
Vietnamese individual customers and foreigners have a demand for financing to cover study-related expenses for students studying abroad
The borrower may be the student studying abroad or a family member of the student
Product features
Loan amount: Up to 100% of the financing needs
Loan tenor: Up to 10 years for individual loan drawdowns; up to 1 year for credit-limit-based lending and study abroad standby credit limits
Loan purpose: Payment of expenses related to studying abroad, both domestically and overseas
Lending methods: Individual loan drawdowns, credit-limit-based lending, or study abroad standby credit limits
Required documents
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Personal identification documents and documents proving the family relationship with the student studying abroad (if the borrower is a family member)
Valid visa of the student studying abroad (if applicable)
Admission letter from the overseas educational institution, domestic affiliated training institution, or other documents proving the study abroad arrangement
Tuition fee notices, flight tickets, payment receipts, and other documents evidencing study abroad expenses
Customer’s expense statement and information on surveyed study abroad costs and remittances overseas
For study abroad standby credit limits: Admission documents, academic records, graduation certificates, transcripts, certificates of merit, student ID cards, etc., as applicable
Interest calculator
The figures are for reference purposes only.
VND
%
Loan term
First month payment amount:174.166.667VND
Interest rate:9%
Total interest paid:26.250.000VND
Total repayment amount:1.026.250.000VND
FAQs
A loan designed to meet financing needs for expenses incurred during the student’s study abroad journey
Customers can borrow to cover tuition fees, travel and living expenses overseas, insurance, visa/passport fees, language courses, visa application preparation costs, and other reasonable expenses
No. The borrower may be the student studying abroad or a family member, provided that the repayment source can be demonstrated
The loan amount can be up to 100% of the financing needs, subject to the value of the collateral
VRB accepts houses, land, savings passbooks/ valuable papers/ deposit balances, automobiles, and other assets in accordance with VRB’s regulations
Up to 10 years for individual loan drawdowns; up to 1 year for credit-limit-based lending and study abroad standby credit limits
Yes. The loan can be disbursed in one or multiple installments, aligned with the payment schedule for expenses throughout the study period
Yes. VRB offers a study abroad standby credit limit, under which the standby credit agreement may be used to support the completion of visa application documents
Yes. For study-abroad-in-Vietnam programs, the loan can be used to pay tuition fees for courses delivered or jointly delivered in Vietnam by foreign institutions
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