TRANSFER YOUR LOAN TO VRB TO EASE REPAYMENT PRESSURE – WHY NOT?

Do you have an existing loan at another credit institution and want to enjoy preferential interest rates to ease your monthly financial pressure?

With its loans for refinancing at other credit institutions and preferential interest rate policy, VRB helps customers manage their cash flow and ease repayment pressure.

This solution is designed for customers who need financing from VRB to repay an existing loan at another credit institution and continue their personal, family or business financial plans.

Preferential interest rates – Dedicated support

• Preferential interest rates from 9% p.a., applicable to loans from VND 300 million with a tenor of 5 years or more.
• Simple and convenient procedures.
• Advice and assistance throughout the application process.

Take control of your repayment plan

VRB supports borrowing needs based on the purpose of the original loan, including home purchase, car purchase, consumer spending or business activities.

Repayment methods and schedules are considered in line with the customer’s needs, repayment capacity and sources of repayment. They do not have to match the repayment schedule of the existing loan. The VRB loan tenor must not exceed the remaining tenor of the original loan.

VRB may also consider accepting the collateral currently securing the loan at the other credit institution, provided that the assets meet the applicable requirements.

Guidance throughout the loan transfer process

Customers interested in transferring their loans can contact VRB for guidance on preparing their existing loan documents, outstanding balance information and other relevant documents. VRB will advise on suitable financing based on each customer’s application and circumstances.

Transfer your loan to VRB today to optimise your financing and move forward with confidence.

For assistance or advice, please contact your nearest Branch/Transaction Office or call our toll-free Hotline at 1800 6656.

VRB is pleased to serve you!