Regular Contribution Savings
Build your savings over time by making regular deposits towards your long-term financial goals
Build your savings through regular contributions to achieve your future financial goals
Convenient deposit options at VRB branches and transaction offices or via digital banking.png&w=96&q=75){kind=small}
Can be used as collateral for loansProduct information
Eligible Customers
Vietnamese and foreign individual customers
Household businesses
Product Features
Deposit currency: VND
Minimum contribution amount: From VND 500,000
Deposit terms: 6 months, 9 months, 12 months, 24 months and 2–15 years
Contribution frequency: Monthly, quarterly, semi-annually or annually. Customers may make contributions in advance for multiple periods. Late contributions are permitted within 7 days after the scheduled contribution date
Interest rate: Determined at the time of deposit placement and fixed throughout the deposit period
Regular Contribution Savings Products:
+ Thành An Gia: Personal savings, with small contributions towards major plans
+ Thành An Tâm: Retirement savings for a comfortable, financially secure future
+ Thành An Trí: Savings for children to help turn their dreams into reality
On early closure, the full principal is returned with interest at the demand deposit rate for the actual number of days deposited
Regular contribution methods:
+ Accounts Opened at VRB Branches or Transaction Offices: Customers may make regular contributions in person or authorise VRB to automatically debit their current account according to the registered contribution amount and schedule.
+ Accounts opened via digital banking: Accounts Opened via Digital Banking: Contributions are automatically debited from the customer's current account according to the amount and schedule selected at account opening
Key Features
Build your savings through small, regular contributions to achieve your future financial goals
Flexible deposit options: At VRB branches or transaction offices, or via digital banking
Can be used as collateral for loans
Easily close your online savings deposits anytime, anywhere via digital banking
Required Documents
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Valid citizen identity card / identity card / passport
Regular Savings Deposit Account Opening Agreement
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For the "Thành An Trí" savings product, additional evidence of guardianship is required(a photocopy of the child's birth certificate, a decision recognising parentage, a household registration book or confirmation from the commune / ward People's Committee, etc.)
Interest calculator
The figures are for reference purposes only.
VND
%
Interest payment method
Select deposit term
Principal amount:1.000.000.000VND
Interest received based on the selected payment method:4.583.333VND
Total amount received:1.004.583.333VND
FAQs
You may choose a "Thành An Trí" Contribution Savings Deposit, with the deposit account opened in your child's name. Offering deposit terms ranging from 2 to 15 years, attractive interest rates, and simple account opening procedures, this product is well suited to your child's future education needs.
You can start building your savings with contributions from just VND 500,000 per contribution.
Yes. You may make contributions in advance for several periods to suit your needs.
"Thành An Trí" is designed for Vietnamese children under the age of 15. The deposit account is opened in the child's own name. A parent or legal guardian should bring their citizen identity card and the child's birth certificate to a VRB branch counter to complete and sign the required documents.
The product is available to citizens aged 18 and above who are lawfully residing in Vietnam. You may open a savings account and make regular contributions to build a retirement fund, helping support your parents' financial security in later life.
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