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Online Savings Deposits

Save anytime, anywhere with attractive interest rates

Attractive and competitive interest ratesAttractive and competitive interest rates
Conveniently open and close your deposit account via digital banking, anytime, anywhereConveniently open and close your deposit account via digital banking, anytime, anywhere
Can be used as collateral for loansCan be used as collateral for loans

Product information

Eligible Customers

Vietnamese and foreign individual customers
Household businesses

Product Features

Deposit currency: VND
Deposit terms: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 18, 24 and 36 months
Minimum deposit amount: From VND 1 million
Interest payment: Paid at maturity or periodically (monthly, quarterly, or annually)
Interest rate: Fixed throughout the deposit term
Withdrawals: Full or partial early withdrawals are permitted. The amount withdrawn early earns interest at the demand deposit rate applicable at the time of withdrawal. The remaining balance continues to earn interest at the original rate.

Key Features

Attractive and competitive interest rates
Various deposit terms
Conveniently open and close your deposit account via digital banking, anytime, anywhere
Can be used as collateral for loans

02 Simple Steps to Open a Deposit Account:

Register for digital banking
Register for digital banking
Complete the deposit information form in the Online Deposits section
Complete the deposit information form in the Online Deposits section

Interest calculator

The figures are for reference purposes only.

VND
%
Interest payment method
Select deposit term
Principal amount:1.000.000.000VND
Interest received based on the selected payment method:4.583.333VND
Total amount received:1.004.583.333VND

FAQs

An online savings deposit allows you to open, close, and manage your savings account through VRB's digital banking application without visiting a VRB branch or transaction office.

Online savings deposits are subject to a separate interest rate schedule, generally offering more attractive rates than VRB's standard published rates. Interest rates may vary from time to time.

Your personal information is kept fully confidential. You open and close deposit accounts yourself through the digital banking application using multi-factor authentication. Once the account is successfully opened, VRB will confirm the savings account information via the email address and telephone number registered with the Bank.

There is no limit to the number of online savings accounts you can open with VRB. With a minimum deposit amount of VND 1 million per account, you can conveniently save towards different financial goals.

Sign up for a savings account

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Customer info
Deposit product information
VND

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Online Savings Deposits