Deposits with Interest Paid at Maturity
Save for the future with flexible terms and receive principal and interest at maturity.
Attractive interest rates
Receive interest monthly / quarterly / annually while your deposit remains in place and continues to earn interest until maturity.png&w=96&q=75){kind=small}
Flexible account closure at VRB branches / transaction offices nationwide.png&w=96&q=75){kind=small}
Can be used as collateral for loansProduct information
Eligible Customers
Vietnamese and foreign individual customers
Household businesses
Product Features
Deposit currency: VND
Deposit terms: 2, 3, 6, 9, 12, 13, 15, 18, 24 and 36 months
Minimum deposit: From VND 1 million
Interest payment: Periodically (monthly, quarterly, semi-annually or annually)
Interest rate: Fixed throughout the deposit term
Withdrawals: Full early withdrawal is permitted; partial early withdrawal is not permitted. Early withdrawals earn interest at the demand deposit rate applicable at the time of withdrawal.
Key Features
Attractive interest rates
Choose monthly / quarterly / annual interest payments to suit your needs
Prompt, convenient procedures
Easy account closure at VRB branches / transaction offices nationwide
Can be used as collateral for loans
Required Documents
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Valid citizen identity card / identity card / passport
Deposit application using VRB's standard form
Interest calculator
The figures are for reference purposes only.
VND
%
Interest payment method
Select deposit term
Principal amount:1.000.000.000VND
Interest received based on the selected payment method:4.583.333VND
Total amount received:1.004.583.333VND
FAQs
Individual customers and household businesses.
When opening your deposit account, you will be guided to register a VRB current account to receive monthly interest. Each month, the system automatically calculates the interest and credits it to your registered current account.
On early closure, the deposit earns interest only at the demand deposit rate. The teller will calculate your actual interest entitlement and the interest already paid, and recover the excess interest from the deposit principal.
Customers must provide valid identification and complete the deposit forms / applications required by VRB.
Depending on the maturity instructions selected when you opened the account, VRB will renew your deposit for a new term or transfer the principal and interest to your registered current account for receiving interest.
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