Preferential VND Loan for Businesses

Optimize financing costs and enhance business efficiency with VRB’s attractive VND lending rates, empowering businesses to manage financial resources effectively and seize new growth opportunities.

Product information

Following the successful implementation of its VND loan interest rate incentive program for corporate customers, VRB continues to adjust the program with even more attractive interest rates and a wider range of customer segments, aiming to provide maximum support to businesses in accessing working capital. With many changes that are extremely beneficial to customers, VRB's VND loan interest rate incentive program for corporate customers promises to bring practical and sustainable value to businesses.

Program Features

Competitive and attractive loan interest rates.
Loan currency: VND.
Loan term: Applicable to short-term loans under 6 months.
Loan security: Customers must provide loan security in accordance with VRB's current regulations and any updated, amended, supplemented, or replaced documents from time to time.

Applicable subjects

New corporate customers who do not have a credit relationship with VRB at the time of loan application.
Corporate customers who have previously had a credit relationship with VRB but have completed their credit obligations at VRB one year prior to the loan application.
Customers who currently have outstanding debt at VRB and require additional disbursement to increase their net outstanding debt.

Conditions for Application

Customers granted credit under this program must meet the loan conditions stipulated in the current lending regulations of the State Bank of Vietnam and VRB. In addition, customers must meet the following conditions:

Customers must have a credit rating of A- or higher;
They must have been operating for at least 24 (twenty-four) months;
Customers must be classified as Group 1 debt, with no Group 2 or bad debt at credit institutions within the last 24 months prior to the loan approval date;
The purpose of the loan must be clear and serve the direct production and business activities of the enterprise;
The company commits that all proceeds from operations (at least equivalent to the ratio of outstanding loans at VRB to total outstanding loans at other credit institutions) must be transferred to the Customer's account opened at VRB.
Customers are not eligible to be securities companies.

Please contact any VRB branch/transaction office nationwide or the toll-free hotline 1800 6656 for more details.