Background

Medium and long-term Loans for Businesses

Turn long-term investment plans into reality with reliable financing. VRB’s medium- and long-term loans help businesses expand operations, modernize technology, and strengthen their production and business capabilities.

Product information

Product Features
  • Interest Rate: From only 9.0%/year, fixed interest rate for the first year.
  • Loan Term: 12 months or more.
  • Loan Currency: VND

Special Offers
Free the following services  for 12 months from the date of disbursement (*):
  • Free domestic money transfer transactions at the counter.
  • Free payroll service through VRB accounts;
  • Free customer account management at VRB;
  • Free annual fee for VRB's IBMB service.
(*: Offer subject to conditions)
 
Applicable Customers

Corporate customers needing medium- and long-term loans for purposes in accordance with the law and VRB regulations, specifically as follows:
  • Investment in fixed assets, including:
    + Construction, renovation, and expansion of factories, offices, warehouses, and production and business facilities.
    + Purchasing machinery, equipment, and production lines.
    + Investing in transportation vehicles and specialized equipment to support business operations.
    + Investing in information technology systems, software, and digital transformation.
    + Investing in infrastructure to support production and business activities.
    + Other fixed assets in accordance with legal regulations and approved by VRB.
  • Investing in production and business projects;
  • Fulfilling long-term financial obligations (land lease fees, land use fees, charges, etc.);
  • Providing medium-term and long-term loans to cover fixed asset investment costs.
  • Providing loans to repay medium- and long-term loans at other credit institutions.
Please contact VRB branches/transaction offices nationwide or the toll-free hotline 1800 6656 for more detailed information.

Interest calculator

The figures are for reference purposes only.

VND
%
Loan term
First month payment amount:174.166.667VND
Interest rate:9%
Total interest paid:26.250.000VND
Total repayment amount:1.026.250.000VND

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Medium and long-term Loans for Businesses