Background

Loan for Small and Medium-sized Enterprises (SMEs)

From funding needs to growth ambitions, VRB stands alongside small and medium-sized enterprises (SMEs) with practical financial solutions that strengthen competitiveness and support sustainable growth.

Product information

Product Features
 
  • Preferential and competitive interest rates.
  • Loan term: Less than 6 months.
  • Applicable to existing small and medium-sized enterprises (SMEs) and micro-enterprises at VRB.
  • Application period: From 2026.
 
Customer Eligibility
 
  • Meeting other loan conditions as per VRB regulations.
  • Customers must have been operating for at least 24 months.
  • Businesses must have sound financial capacity and effective business plans.
  • Clear loan purpose, serving the direct production and business activities of the enterprise.
 
Loan Application Documents
 
  • Business legal documents.
  • Documents proving financial capacity.
  • Documents proving the purpose of the loan.
  • Documents for collateral.
 
Please contact VRB branches/transaction offices nationwide or the toll-free hotline 1800 6656 for more detailed information.

Interest calculator

The figures are for reference purposes only.

VND
%
Loan term
First month payment amount:174.166.667VND
Interest rate:9%
Total interest paid:26.250.000VND
Total repayment amount:1.026.250.000VND

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Loan for Small and Medium-sized Enterprises (SMEs)